Moonlightballroom

I have recently applied for a no documentation loan where the bank is require to ask me for little to no documentation. I like this idea because at the present time I have been out of a job for a couple of years and I have no paper trail of the money that I have earned. A bank would probably not approve me knowing that I have no steady income. I need some mortgage advice on how best to handle the situation. I fear that a no doc loan will lead to a higher interest rate and I do not know if that would be better than trying to prove my income.