Moonlightballroom

If you’re thinking about buying individual health insurance there are several key points you want to make sure you look at before you sign on the dotted line. Most insurance plans cover standard inpatient hospital procedures, but check and see how much your copay will be for an outpatient doctor’s visit, as this will be the one feature you’ll likely use the most. Check to see what the coverage for prescriptions is like – how much does a generic drug cost? If you need a brand name, is it going to set you back 100 dollars? Mental health services are an aspect that should be covered in most plans, but often the coverage can be quite limited, so look to see if your plan will cover more than one psychiatrist visit.