Moonlightballroom

If you want a new car but your credit is bad your not completely in the dog house. When buying car with bad credit their are simply limitations to your loan savings and higher rates. Their are specialized loan companies that will loan you the money for the car using the car as collateral however their loan is always at a higher APR than a loan given to someone with good or perfect credit. You have several options usually as to which office you can get the loan with. The dealer will often have the best one on his computer based on your loan variables but you can pick a different one if you like. You can also get a loan from an outside source not tied at all to the car company.